Walmart Business expands TreviPay invoice payments

TreviPay has expanded Pay By Invoice for eligible Walmart Business customers after an initial pilot of the payment option.

The service gives qualifying organisations net 30-day terms, a dedicated business line of credit and invoicing tools within the Walmart Business purchasing process. It is available for purchases made online and in Walmart stores, extending a programme that had previously been offered on a more limited basis.

Walmart Business targets organisations buying goods for operational use rather than personal consumption, and the invoice option is aimed at customers that need more formal purchasing controls than consumer checkout systems typically provide. TreviPay, a specialist in business-to-business payments infrastructure, is the technology partner behind the offer.

The broader rollout is intended to give more organisations another way to manage procurement and settlement. Eligible customers can buy goods and pay on 30-day terms, while purchase activity, invoices, payments, returns and refunds are kept in one place.

That administrative element is central to the offer for larger or more complex buyers. The invoice product also includes purchasing controls that let multiple employees make approved purchases while managers retain oversight of spending.

Target users

The companies identified several types of customers that may find the structure useful. Schools, colleges and universities can use it to centralise purchasing records across departments or campuses, while nonprofits can organise spending across programmes, events or grant-funded work.

Government agencies and other public sector bodies were also identified as potential users because they often need records that support procurement rules, financial reporting, compliance checks and audits. Commercial businesses, meanwhile, may use the 30-day payment window to buy inventory and supplies without immediate cash outlay.

The wider availability follows an initial rollout in which Walmart Business customers reported a 90% customer satisfaction score for the programme. The companies did not disclose the size of the pilot or the number of customers now eligible under the general release.

The launch also reflects broader competition among merchants to meet the expectations of business buyers, who often want payment terms, central billing and approval workflows that differ from those used by households. Procurement teams may need to assign spending authority across departments, match invoices against orders and preserve cash for payroll, rent and other operating costs.

TreviPay said its research found that 51% of business buyers would switch merchants if another provider offered more flexible net terms. That suggests payment options can influence customer retention as well as checkout conversion in the business retail market.

Retailers have been investing more heavily in dedicated business channels as they seek repeat purchasing from small companies, institutions and public bodies. For those customers, the payment method can be as important as price or stock availability, particularly when orders must fit existing finance policies.

Against that backdrop, invoice-based purchasing remains a standard tool in business commerce even as card and digital wallet use has expanded. Net terms can support working capital management, while invoice records can make reconciliation easier for finance teams handling frequent or multi-user purchases.

Brandon Spear, Chief Executive Officer of TreviPay, said retailers need to recognise that business customers buy differently from consumers.

"Retailers have a significant opportunity to build stronger relationships with business buyers by recognizing that their purchasing needs are different from those of consumers," said Brandon Spear, Chief Executive Officer of TreviPay.

"Business buyers need payment choice, purchasing controls and terms that align with how their organizations manage cash flow. When retailers make those capabilities part of the purchasing experience, they make it easier for business customers to buy from them and come back again and again."

TreviPay said it enables more than USD $10 billion in global trade annually and operates in 35 countries. The company works with manufacturers, retailers, travel companies and banks, highlighting how business payment tools are becoming a more visible part of online and in-store commerce.