The Ultimate Guide to Fintech
A curated American edition of TechDay news, analysis, interviews, reviews, job moves, and related resources for Fintech.
What to know about Fintech
Fintech, short for financial technology, represents a dynamic sector where innovation meets finance to revolutionize how individuals and businesses manage money. This tag aggregates stories that cover the broad spectrum of fintech developments ranging from payment solutions and banking technology to AI-driven financial services and cybersecurity.
Readers exploring this tag will find insights on groundbreaking startups expanding across regions, significant funding rounds propelling growth, the rise of embedded finance, and the ongoing challenges of regulatory compliance and cybersecurity in financial services. The stories also spotlight the evolving influence of women leaders and inclusivity efforts within the fintech landscape.
Whether it's about the latest in digital payments, collaboration between traditional banks and fintech firms, advances in AI for financial operations, or regional fintech ecosystems gaining momentum, this collection offers valuable knowledge for anyone interested in the current and future impact of technology on finance.
American Fintech News
Regional stories with direct local relevance
Coast raises USD $35 million to expand field payments
The funding will help the New York-based fintech add customers and automate expenses, bill pay and accounts payable for field service firms.
Mercury launches payroll service for business customers
Existing customers can set up the service in under 15 minutes, as Mercury folds wage payments, tax filing and benefits into one platform.
Xero teams with Bookkeeper360 on embedded payments
Small businesses using Bookkeeper360 can now access Xero and Melio payment tools inside one branded workflow, without separate systems.
Ramp raises USD $1.85 billion in new funding round
The new cash injection lifts Ramp's valuation to USD $60 billion as it broadens its finance tools and AI offerings for businesses.
Flex expands app to cover mortgages & household bills
The update targets cash-flow pressure by letting users manage housing, transport and utility bills in one app, including mortgage payments.
Marqeta takes over Square Credit Card on AmEx network
The consolidation should let Block add new seller credit features faster, while moving existing cardholders without disrupting their service.
Analyst Insights
Research and market analysis connected to Fintech
Broadridge holds third in IDC FinTech Rankings again
MongoDB launches Atlas Agent Engine for production AI
ConnexPay adds mobile wallet support for virtual cards
Plumery launches rescue plan for digital banking exits
CFOs urged to take disciplined approach to AI spend
Featured News
Celonis banking head: Banks want proof before scaling agents
Celonis argues frontier AI models are too generic for regulated banking, urging firms to weigh cost, risk and process gains before scaling deployments.
DesignVerse targets U.S. firms with private cloud AI tools
DesignVerse is targeting U.S. aviation, defence and finance clients with on-premise AI tools as data sovereignty concerns reshape vendor choice.
AI transforming B2B discovery - but human trust endures
AI is changing how B2B buyers make decisions - but an expert warns that it is not a substitute for effective human comms strategies.
Expert Columns
Banking's channel problem is really an accountability problem
An open letter to the next gen of accountants and bookkeepers
From wallets to accounts: The quiet convergence of crypto and everyday finance
The KYC blind spot hiding in your email validation stack
The importance of data enrichment in financial services
Why Customer Due Diligence (CDD) Starts With Clean Data
4 practical tips for maintaining data quality
How poor watchlist data undermines sanctions screening accuracy
The invisible trust layer: Why payments are becoming a systems problem
Availability should follow the transaction, not the infrastructure
Interviews
Interviews and video coverage from the network
Recent Fintech News
Goldman Sachs names Capitolis chief among entrepreneurs
The honour underscores Capitolis's growing influence in financial markets technology and adds to Gil Mandelzis's two-decade record as a founder.
TerraPay links verify service to Kinexys Liink network
The tie-up aims to curb failed cross-border transfers by letting banks check recipient account and wallet details before sending money.
Exim Bank Uganda launches TerraPay cross-border payments
The service aims to keep more of Uganda's outbound payments inside bank channels as demand rises for trade, education and family transfers abroad.
Western Union taps Noah for stablecoin remittance service
Remittances could arrive faster and cheaper as Western Union rolls out a stablecoin option for customers in more than 200 countries and territories.
Hyperlayer raises USD $26 million in Flintlock-led round
The banking software group is now valued at USD $260 million after the latest follow-on financing, bringing its total funding to nearly USD $66 million.
Hyperlayer raises USD $25.8 million in Series A2 round
Fresh capital will help Hyperlayer hire and expand across three regions as banks seek to modernise legacy systems without costly core replacements.
Hyperlayer raises GBP £19.5m in Flintlock-led round
Banks will use the new funding to modernise digital services without replacing core systems, as Hyperlayer is valued at GBP £195 million.
Samsung deepens Checkout.com payments partnership worldwide
The deal gives merchants access to Samsung Pay via Checkout.com, while helping Samsung lift authorisation rates across more markets.
Visa moves stablecoin prefunding into commercial use
Businesses can now use USDC to prefund cross-border payouts through Visa Direct, as the scheme moves from trials into live commercial use.
Mastercard & BVNK launch stablecoin money platform
Businesses handling cross-border payments will be able to move between fiat and stablecoins through one integration, cutting the need for multiple providers.
Marqeta & Coinbase expand stablecoin-backed card tie-up
Businesses could soon offer around-the-clock spending from stablecoin balances as the expanded link targets card programmes beyond crypto firms.
City First Bank picks MANTL to speed digital account opening
Customers will be able to open accounts in minutes as the Washington-based lender expands beyond branches while keeping its community banking model intact.
Deutsche Bank deploys Farsight AI on-premises for bankers
The rollout lets bankers use AI on sensitive client work while keeping data inside Deutsche Bank's own technology environment.
Texans Credit Union lifts digital users 42% with Alkami
The move has helped lift member engagement, with digital banking users up 42% and in-branch account opening now up to five times faster.
Women fintech CMOs eye bigger teams as AI reshapes work
Most fintech marketing chiefs expect AI to reshape roles rather than cut jobs, with 56% planning to hire and 75% to lift budgets in 2027.
Bybit expands into stocks, payments and AI finance tools
The crypto exchange is now vying with brokers and fintechs as it adds access to more than 1,000 US stocks, ETFs and payment tools.
Webexpenses merges with Zudello to widen finance tools
Customers will keep existing brands and contracts as the merged group adds broader automation across finance teams in the UK, APAC and North America.
Banks overrate fraud readiness as data gaps persist
Operational gaps are undermining banks' fraud defences, with only 41% fully connecting key data despite strong plans to increase AI spending.
NBB teams up with TerraPay to widen cross-border payouts
The deal gives Bahraini customers faster access to more payout routes abroad, while letting NBB expand without building separate market links.
73 Strings acquires Callisto to boost AI in private markets
The deal deepens 73 Strings' AI push as fund managers face heavier data and reporting demands across private markets, with no price disclosed.
Job Moves
ThetaRay appoints Laure Richmond as chief financial officer
Convera names four executives to drive global platform
Aerospike names Don Dama as Chief Executive Officer
Coinme appoints Chief Compliance Officer for global push
Zingtree appoints Venkat Iyer as Chief Technology Officer
USBC appoints ex-Apple Pay executive to lead partnerships
Lorum appoints Hartwig Gerhartinger as legal chief
Lorum appoints Hartwig Gerhartinger as legal chief
Constant AI promotes Lisa Cote to Chief Financial Officer
