Lending Stories

American Stories

Lending stories

Appli Founder Tim Pranger wins credit union tech award

Pranger’s recognition comes as Appli has grown to 25 credit union partners and processed more than USD $2 billion in member calculations.

By Karen Joy Bacudo • 4 min read • Today

Customer Experience

Finalytics launches personalised Travis Credit Union website

The rollout aims to cut search time for nearly 280,000 members by showing more relevant loan and account information earlier online.

By Karen Joy Bacudo • 3 min read • Last week

Fintech

Connexus renews Alkami tie as digital lending grows

Digital channels now drive more than two-fifths of loan funding at the credit union, underscoring how borrowers are shifting online.

By Karen Joy Bacudo • 4 min read • Last week

Risk & Compliance

Alkami adds Carleton compliance checks to MANTL lending

The tie-up could speed approvals for banks and credit unions while reducing rekeying errors and compliance risk in loan origination.

By Karen Joy Bacudo • 4 min read • Last month

Fintech

Plaid launches AI credit & fraud models for lenders

Lenders may now approve more borrowers and catch more fraud, as Plaid's new models use cash flow and transaction data instead of credit scores alone.

By Karen Joy Bacudo • 4 min read • Last month

Customer Relationship Management

Stuut raises USD $52.5 million to boost receivables

The funding will help the fintech meet rising demand as enterprises seek to free up cash tied in unpaid invoices and cut days sales outstanding.

By Joseph Gabriel Lagonsin • 5 min read • Last month

Global Stories

Lending stories

Risk & Compliance

Uptiq launches GovernAI for financial institutions

The tool is meant to ease board and regulator concerns by giving lenders audit trails, approvals and user controls for AI agents.

By Karen Joy Bacudo • 4 min read • Last week

Fintech

Birbank Private named Azerbaijan's top private bank

Rapid asset growth and a 71.8% jump in clients helped the wealth arm become the first Azerbaijani bank to win the award.

By Sofiah Nichole Salivio • 3 min read • Last week

Fintech

TBC Group posts record profit, unveils buyback plan

Capital returns are set to increase after TBC Group lifted third-quarter net profit to GEL 404 million and unveiled a GEL 50 million buyback.

By Mara Sugue • 4 min read • Last week

Data Analytics

Creditinfo & TaranDM expand credit decisioning push

Lenders in more than 40 countries will gain faster, more localised credit decisions as the two firms combine data and automation tools.

By Sofiah Nichole Salivio • 4 min read • Last week

Small Business

The surcharge ban didn't remove the cost of card payments. It moved it, and small businesses are carrying it

Small retailers face thinner margins unless card fees fall through to merchant plans, with borrowing power also likely to weaken later.

By Nick Lim • 5 min read • Last week

Fintech

Othrfund expands into US after European lending push

Demand from advisers and fractional finance chiefs has prompted the London-based lender to start targeting American firms after deploying more than £30 million in Europe.

By Sean Mitchell • 3 min read • Last month

Data centers

Finance firms seek trust as AI moves into decisions

As AI takes on more finance decisions, banks and investors are demanding audit trails and human oversight before relying on its outputs.

By Karen Joy Bacudo • 4 min read • Last month

Fintech

Qippay secures NZ$5 million investment from All Roads

The Auckland fintech plans to double staff as the NZ$5 million funding commitment backs expansion in New Zealand's open banking market.

By Karen Joy Bacudo • 3 min read • Last month

Fintech

FedEx & Stripe join to boost small business finance

Smaller businesses could gain fresh access to finance as shipping data from FedEx and Stripe's systems is used to assess lending risk.

By Karen Joy Bacudo • 4 min read • Last month

Digital Transformation

Celonis banking head: Banks want proof before scaling agents

Celonis argues frontier AI models are too generic for regulated banking, urging firms to weigh cost, risk and process gains before scaling deployments.

By Jake MacAndrew • 3 min read • Last month